Home Equity LOC

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Your Home’s Equity at Work for You the CME CU Way

Your CME CU Home Equity Line of Credit gives you the flexibility to use your line of credit as a financial safety net or for that occasional need when a little extra will go a long way. Our line of credit is available for a 10-year period, followed by a 5-year repayment period.

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Adjustable Rate - Home Equity Line of Credit

Effective Date: Thursday, November 21st, 2024

Rate Index**	Mthly Payment Per $1,000	APR*
First 12 Months = 6.99% - Then, Prime + 0.00%	2% of balance or $100, whichever is more	6.99%
Rates are effective August 1, 2024 are subject to change at any time. Lines of Credit are secured by your primary residence with a combined loan-to-value of 80%. * APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. ** Special introductory rate as low as 6.99% APR for the first 12 billing cycles. The interest rate is then Prime + 0.00% APR or 8.0%, whichever is more. The WSJ Prime Rate is currently 8.0% as of September 18, 2024. There is no automatic payment required to receive the stated rate.

Rate Index**

Mthly Payment Per $1,000

APR*

First 12 Months = 6.99% - Then, Prime + 0.00%

2% of balance or $100, whichever is more

6.99%

Rates are effective August 1, 2024 are subject to change at any time. Lines of Credit are secured by your primary residence with a combined loan-to-value of 80%.

* APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method.
** Special introductory rate as low as 6.99% APR for the first 12 billing cycles. The interest rate is then Prime + 0.00% APR or 8.0%, whichever is more. The WSJ Prime Rate is currently 8.0% as of September 18, 2024. There is no automatic payment required to receive the stated rate.