Home Equity LOC

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Have Your Home’s Equity Work for You!

With a first-year introductory rate as low as 5.99% APR*, a CME Credit Union Home Equity Line of Credit gives you the flexibility to use your home's equity for that home renovation you've been waiting to do, maybe to take that once in a lifetime vacation, or just to consolidate your high interest credit card debt. Our line of credit is available for a 10-year draw period, followed by a 5-year repayment period.

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Adjustable Rate - Home Equity Line of Credit

Effective Date: Sunday, February 22nd, 2026

Rate Index**	Mthly Payment Per $1,000	APR*
First 12 Months = 5.99% - Then, Prime Adjusted	$4.99	As low as 5.99%
Rates are effective January 16, 2026 are subject to change at any time. Lines of Credit are secured by your primary residence with a combined loan-to-value of 80%. * APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. ** Special introductory rate as low as 5.99% APR for the first 12 billing cycles. The interest rate is then Prime and adjusted based on credit worthiness and other factors. The WSJ Prime Rate is currently 6.75% as of December 10, 2025. There is no automatic payment required to receive the stated rate.

Rate Index**

Mthly Payment Per $1,000

APR*

First 12 Months = 5.99% - Then, Prime Adjusted

$4.99

As low as 5.99%

Rates are effective January 16, 2026 are subject to change at any time. Lines of Credit are secured by your primary residence with a combined loan-to-value of 80%.

* APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method.
** Special introductory rate as low as 5.99% APR for the first 12 billing cycles. The interest rate is then Prime and adjusted based on credit worthiness and other factors. The WSJ Prime Rate is currently 6.75% as of December 10, 2025. There is no automatic payment required to receive the stated rate.

* As low as 5.99% Annual Percentage Rate (APR) is available to those not currently utilizing a CME Credit Union Equity Product. Other terms and conditions apply. Please contact CME Credit Union at 401-463-3010 for more information.