Privacy Policy

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Serving you is the only reason we are here and with that we must earn your confidence and trust. One of the ways we do this is through our commitment to securing your personal financial information. We express this and how we protect the personal information you entrust us with in our Privacy Policy.

FACTS

WHAT DOES CME CREDIT UNION DO WITH YOUR PERSONAL INFORMATION

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. You may review our policy and practices with respect to your personal information at www.cranstonmecu. org or we will mail you a free copy upon request If you call us at 401.463.3010.

What?

The types of personal information we collect and share depend on the product or service you have with us. this information can include:

Social Security
Account balances
Transaction and loss history

Overdraft history
Account transactions
Checking account information

The mobile banking app may collect personal information from you or your financial institution, such as your first and last name, address, e-mail, User IDs, telephone number, and social security number when you create an account and use . This information could include your address or contacts (e.g. to make P2P (peer to peer) payments using Zelle or other payments functionality). We will collect the financial and transaction information necessary to provide you with the Services, including account numbers, payment card expiration date, payment card identification, verification numbers, and transaction and payment history.

When you are no longer a member of the credit union, we continue to share information about you as described in this notice.

How?

All financial institutions need to share members’ personal information to run their everyday business and to process transactions, maintain member accounts, and report to credit bureaus. In the section below, we list the reasons financial institutions can share their members’ personal information; the reasons we choose to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does the Credit Union share?	Can you limit this sharing?
FOR OUR EVERYDAY BUSINESS PURPOSES - to process your transactions, maintain your account, respond to court orders and legal investigations and/or report to credit bureaus	YES	NO
FOR OUR MARKETING PURPOSES - to offer our products and services to you	NO	WE DON'T SHARE
FOR JOINT MARKETING WITH OTHER FINANCIAL COMPANIES	NO	NO
FOR OUR AFFILIATES' EVERYDAY BUSINESS PURPOSES - information about your transactions and experiences	NO	WE DON'T SHARE
FOR OUR AFFILIATES' EVERYDAY BUSINESS PURPOSES - information about your creditworthiness	NO	WE DON'T SHARE
FOR OUR AFFILIATES TO MARKET TO YOU	NO	WE DON'T SHARE
FOR NON AFFILIATES TO MARKET TO YOU	NO	WE DON'T SHARE

QUESTIONS? Contact Us	CME CU is committed to serving our members with the highest quality member service. If you have any questions, comments or suggestions we would love to hear from you.		1615 Pontiac Avenue Cranston, RI02920 401-463-3010 www.cranstonmecu.org

Who we are
Who is providing this notice?	CME Credit Union (CME CU)

What we do
How does CME CU protect my personal minformation?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CME CU collect my personal information?	We collect your personal information, for example, when you Open an account Apply for a loan Provide account information Provide mortgage information Use your credit or debit card Show your driver’s license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit sharing only for affiliates’ everyday business purposes - information about your creditworthiness affiliates from using information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What we do

How does CME CU protect my personal minformation?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does CME CU collect my personal information?

We collect your personal information, for example, when you

Open an account
Apply for a loan
Provide account information
Provide mortgage information
Use your credit or debit card
Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit sharing only for

affiliates’ everyday business purposes - information about
your creditworthiness
affiliates from using information to market to you
sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	CME CU has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. CME CU does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. CME CU joint marketing companies may include TruStage MUTUAL INSURANCE

Definitions

Affiliates

CME CU has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

CME CU does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

CME CU joint marketing companies may include TruStage MUTUAL INSURANCE

Other Important Information
Rhode Island Members: We will not share personal information with nonaffiliates either for them to market to you or for joint marketing without your authorization. We must notify you about our sharing practices when you open a new account.