Loan Rates
Better Loan Rates Saves You Money
| Term | Mthly Payment Per $1,000 | APR* |
|---|---|---|
| New Vehicles Only | ||
| Up to 48 months | $22.80 | 4.490% |
| Up to 60 months | $18.64 | 4.490% |
| Up to 72 months | $15.98 | 4.740% |
| Up to 84 months | $14.72 | 6.240% |
| Used Vehicles (2021-2025) | ||
| Up to 48 months | $22.80 | 4.490% |
| Up to 60 months | $18.64 | 4.490% |
| Up to 72 months | $16.33 | 5.490% |
| Used Vehicles (2020-2013) | ||
| Up to 48 months | $23.11 | 5.240% |
| Up to 60 months | $19.10 | 5.490% |
| Up to 72 months | $16.46 | 5.740% |
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a 0.25% discount when you maintain an autopayment from your CMECU checking account. | ||
| Loan Type | Term | Mthly Payment Per $1,000 | APR* |
|---|---|---|---|
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a 0.25% discount when you maintain an autopayment from your CMECU checking account. | |||
| Loan Type | Term | Mthly Payment Per $1,000 | APR* |
|---|---|---|---|
| More Great Rates | |||
| Personal | Up to 24 months | $45.97 | 9.490% |
| Personal | Up to 60 months | $22.24 | 11.990% |
| Savings Secured | Up to 60 months | $18.46 | 4.100% |
| Certificate Secured | Up to Maturity | Varies Based on CD Rate | Certificate Rate + 3.00% |
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a 0.25% discount when you maintain an autopayment from your CMECU checking account. | |||
| Mortgage Offering | Rate | Points | APR* | Payment ** |
|---|---|---|---|---|
| 30 Yr Fixed | 6.250% | 0 | 6.298% | $1,847 |
| 15 Yr Fixed | 5.500% | 0 | 5.577% | $2,451 |
| 5/1 ARM - Treasury | 7.000% | 0 | 6.599% | $1,996 |
| 7/1 ARM - Treasury | 7.125% | 0 | 6.758% | $2,021 |
| 10/1 ARM - Treasury | 7.375% | 0 | 7.061% | $2,072 |
* APR = Annual Percentage Rate ** Sample Payment assumes a loan amount of $300,000 with an 80% loan to value. | ||||
| Rates posted are indications only and are subject to change without notice. Your actual rate and/or points may be different, as many factors can affect the final interest rate. | ||||
| Term | Mthly Payment Per $1,000 | APR* |
|---|---|---|
| Motorcycle Loans | ||
| New - Up to 84 months | $15.58 | 7.990% |
| Used - Up to 60 months | $21.24 | 9.990% |
| New - Up to 120 months | $13.49 | 10.500% |
| Used - Up to 120 months | $13.78 | 11.000% |
| Boat Loans | ||
| New - Up to 84 months | $16.99 | 10.740% |
| Used - Up to 84 months | $17.25 | 11.240% |
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, and payment method. Published rate includes a 0.25% discount when you maintain an autopayment from your CMECU checking account. | ||