Frequently Asked Questions

Daily Card limits for cash and purchases are separate limits. The standard limits are $515.00 daily on cash and $1,500.00 daily on purchases (provided funds are in account).  Members can request a temporary or permanent increase to these limits by contacting CME CU.

The terms "debit card" and "check card" are really the same thing. A debit card is a payment card that lets you make secure and easy purchases or withdrawals from your checking account. You're not borrowing from a line of credit like you would with a credit card.  The money is in your account.

At CME CU you can used your debit card to make purchases everywhere you see the MasterCard logo.

Yes, you can maintain both types of IRAs at the same time. You can even make contributions to both types of IRAs in the same year. But your contributions to both Roth and traditional IRAs cannot exceed the maximum contribution limit for all IRAs.

CME CU's Routing Number is 211589899.

If deposited electronically, payroll Government, cashier’s, certified, or bank/credit union teller’s checks are available when deposited.  Other checks do have a hold placed on them.  The first $275.00 is available on the next business day.  Any remainder is available in 2 business days.